QUEENS UNINSURED MOTORIST ATTORNEY
MVAIC IS THE LAST RESORT FOR UNINSURED CLAIMANTS IN NEW YORK
Created in 1958 by the New York State Legislature, The Motor Vehicle Accident Indemnification Corporation (MVAIC) provides no-fault and bodily injury coverage to individuals injured by uninsured motorists in New York State. The motor vehicle liability insurers conducting business in New York State fund MVAIC through premiums paid by purchasers of insurance.
MVAIC can help pedestrians, passengers, bicyclists others who are injured by the negligence of uninsured motorists. Before MVAIC, these persons would often remain uncompensated, but now there is somewhere to turn.
WHEN YOU MAY NEED MVAIC
Consider turning to MVAIC if your accident was caused by:
· Unidentified hit and run driver
· Uninsured out-of-state motor vehicle
· Uninsured NY motor vehicle
· Stolen motor vehicle
· Motor vehicle operated without the consent of the owner
· Unregistered motor vehicles
QUEENS UNINSURED MOTORIST ATTORNEY
Navigating the eligibility requirements of MVAIC is not easy task. For example, if it’s a hit and run accident, it must be reported to the police within 24 hours. This is a time where an experienced Queens Uninsured Motorist Attorney is a must. Call Queens Uninsured Motorist Attorney Wittenstein & Wittenstein 718-261-8114 for a free consultation. We’ve been handling cases for uninsured claimants for more than sixty years, we can help you, too.
ELIGIBILITY
To be able to file a claim through MVAIC you must not have any other available insurance at your disposal. If you or any relatives living in your household own an insured motor vehicle, you are required to file a claim with that insurance company first to see if you are covered under that policy’s benefits before applying through MVAIC.
In addition, to be eligible it must be that:
· The accident happened in the state of New York;
· You were a resident of New York when the motor vehicle accident occurred. (Exceptions do apply);
· You were NOT the owner of the uninsured motor vehicle involved in the accident;
· You were not the spouse of the uninsured vehicle’s owner, NOR were you a passenger in that uninsured vehicle;
MVAIC and NO-FAULT INSURANCE
If you are eligible and have complied with all requirements, MVAIC will pay up to $50,000 for reasonable and necessary hospital and doctor’s bills, related expenses such as transportation to and from medical providers and loss of earnings (up to a certain amount).
If a qualified person is killed because of the accident, MVAIC will pay a death benefit of $2,000 as set by the No-Fault Law.
QUEENS UNINSURED MOTORIST ATTORNEY
MVAIC’S LIMITS OF LIABILITY
Effective since January 1, 1996, the maximum payout for injury to a single individual is $25,000 and the maximum payout for two or more individuals stemming from one accident is $50,000. In the case wrongful death, the coverage is up to 50,000 a person and 100,000 for the accident ($50,000/100,000).
MVAIC’s liability to pay is reduced if:
I. Payments are made by or on behalf of the uninsured motorist
II. Payments are made by or on behalf of any other individual or entity that is jointly responsible for the accident
PERSONAL INJURY LAWYER
The process to accurately submit a claim with MVAIC can be quite complicated and confusing. Many of the documents also require timely submission to be considered for benefits. As such it is strongly advised that you speak to an experienced personal injury attorney practicing in New York as soon as possible after the accident. Call Queens Uninsured Motorist Attorney Wittenstein & Wittenstein at 718-261-8114 for a free consultation. We’ve been handling cases for uninsured claimants for more than sixty years, we can help you, too.