If you are wondering, “Should I call the insurance company after an accident,?” the answer is yes and no.
You are required to notify your insurance company after an accident. If you hire an attorney, the attorney can report the accident for you. Failure to report an accident to your own insurance is a policy violation, putting your coverage at risk.
You do not have, and generally should not contact the other driver’s insurance company. NEVER give a recorded statement to the other driver’s insurance company. This is much better handled by an attorney, especially if you are injured.
For more information, read the articles below: